{"id":14434,"date":"2024-03-20T14:58:30","date_gmt":"2024-03-20T09:28:30","guid":{"rendered":"https:\/\/lalrp.org\/?p=14434"},"modified":"2024-03-20T14:58:30","modified_gmt":"2024-03-20T09:28:30","slug":"compare-auto-insurance-rates-for-drivers-with-poor-credit","status":"publish","type":"post","link":"https:\/\/lalrp.org\/online-colleges\/compare-auto-insurance-rates-for-drivers-with-poor-credit\/","title":{"rendered":"Compare auto insurance rates for drivers with poor credit"},"content":{"rendered":"
\n

Your credit history is one of the largest factors affecting your car insurance rate. (<\/span>California, Hawaii and Massachusetts don’t allow insurers to use credit when determining car insurance rates.<\/span>) Carriers use credit history to determine how likely you are to file a claim.<\/span><\/p>\n<\/div>\n

\n

Average annual rate for drivers with poor credit, by company<\/span><\/h4>\n<\/div>\n
\n

While rates may double for some drivers with poor credit, know that every company considers credit differently. An insurance company may evaluate your credit differently depending on which state you live in.<\/span><\/p>\n<\/div>\n

\n

Drivers with poor credit insured by Geico or Nationwide could pay less than 40% more a year, on average, compared with similar drivers with good credit. Meanwhile, State Farm\u2019s average price for full coverage more than triples for drivers with poor credit compared with those with good credit.<\/span><\/p>\n<\/div>\n

\n

Below you can compare average full coverage rates for 35-year-old drivers with poor credit by company.<\/span><\/p>\n<\/div>\n

\n
\n
\n
\n
\n
\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n
\n
\n

Company<\/span><\/p>\n<\/div>\n<\/div>\n<\/th>\n

\n
\n
\n

Drivers with good credit<\/span><\/p>\n<\/div>\n<\/div>\n<\/th>\n

\n
\n
\n

Drivers with poor credit<\/span><\/p>\n<\/div>\n<\/div>\n<\/th>\n<\/tr>\n<\/thead>\n

\n
\n
\n

Allstate<\/span><\/a><\/p>\n<\/div>\n<\/div>\n<\/td>\n

\n
\n
\n

$2,665<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n

\n
\n
\n

$4,044<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n

\n
\n
\n

American Family<\/span><\/a><\/p>\n<\/div>\n<\/div>\n<\/td>\n

\n
\n
\n

$1,791<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n

\n
\n
\n

$3,076<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n

\n
\n
\n

Farmers<\/span><\/a><\/p>\n<\/div>\n<\/div>\n<\/td>\n

\n
\n
\n

$3,106<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n

\n
\n
\n

$6,478<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n

\n
\n
\n

Geico<\/span><\/a><\/p>\n<\/div>\n<\/div>\n<\/td>\n

\n
\n
\n

$1,846<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n

\n
\n
\n

$2,566<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n

\n
\n
\n

Nationwide<\/span><\/a><\/p>\n<\/div>\n<\/div>\n<\/td>\n

\n
\n
\n

$2,279<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n

\n
\n
\n

$3,147<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n

\n
\n
\n

Progressive<\/span><\/a><\/p>\n<\/div>\n<\/div>\n<\/td>\n

\n
\n
\n

$2,112<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n

\n
\n
\n

$3,548<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n

\n
\n
\n

State Farm<\/span><\/a><\/p>\n<\/div>\n<\/div>\n<\/td>\n

\n
\n
\n

$1,976<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n

\n
\n
\n

$7,289<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n

\n
\n
\n

Travelers<\/span><\/a><\/p>\n<\/div>\n<\/div>\n<\/td>\n

\n
\n
\n

$1,681<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n

\n
\n
\n

$3,061<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n

\n
\n
\n

USAA<\/span><\/a>*<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n

\n
\n
\n

$1,432<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n

\n
\n
\n

$2,650<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n

\n
\n
\n

*USAA is only available to military, veterans and their families.<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n

\n

Average annual rate for drivers with poor credit, by state<\/span><\/h4>\n<\/div>\n
\n

Certain states prohibit the use of credit in setting car insurance rates, and how insurers treat credit differs from state to state. For example, state regulators in one state may allow more wiggle room for credit-based pricing than others, which leads to variations by state as well as by company.<\/span><\/p>\n<\/div>\n

\n

Our analysis revealed that:<\/span><\/p>\n<\/div>\n

\n
    \n
  • \n
    \n

    In Connecticut, a driver with poor credit pays about 10% more than one with good credit, on average.<\/span><\/p>\n<\/div>\n<\/li>\n

  • \n
    \n

    Having poor credit in either Arkansas or Maryland raises the average insurance rate more than 60% compared with drivers with good credit.<\/span><\/p>\n<\/div>\n<\/li>\n

  • \n
    \n

    Average rates for those with poor credit in New Jersey or Wyoming were more than 100% higher than average rates for drivers with good credit.<\/span><\/p>\n<\/div>\n<\/li>\n<\/ul>\n<\/div>\n

    \n

    Below you can compare average full coverage rates for 35-year-old drivers with poor credit by state.<\/span><\/p>\n<\/div>\n

    \n
    \n
    \n
    \n
    \n
    \n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
    \n
    \n
    \n

    State<\/span><\/p>\n<\/div>\n<\/div>\n<\/th>\n

    		\n
    \n
    \n

    Drivers with good credit<\/span><\/p>\n<\/div>\n<\/div>\n<\/th>\n

    		\n
    \n
    \n

    Drivers with poor credit<\/span><\/p>\n<\/div>\n<\/div>\n<\/th>\n<\/tr>\n<\/thead>\n

    \n
    \n
    \n

    Alabama<\/span><\/a><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $1,957<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $3,532<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n

    \n
    \n
    \n

    Alaska<\/span><\/a><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $1,776<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $2,566<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n

    \n
    \n
    \n

    Arizona<\/span><\/a><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $2,360<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $3,606<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n

    \n
    \n
    \n

    Arkansas<\/span><\/a><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $2,095<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $3,464<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n

    \n
    \n
    \n

    California<\/span><\/a><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $1,660*<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n

    \n
    \n
    \n

    Colorado<\/span><\/a><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $2,670<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $4,492<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n

    \n
    \n
    \n

    Connecticut<\/span><\/a><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $2,916<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $3,199<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n

    \n
    \n
    \n

    Delaware<\/span><\/a><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $2,330<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $4,285<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n

    \n
    \n
    \n

    Florida<\/span><\/a><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $3,797<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $5,987<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n

    \n
    \n
    \n

    Georgia<\/span><\/a><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $2,521<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $3,764<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n

    \n
    \n
    \n

    Hawaii<\/span><\/a><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $1,889*<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n

    \n
    \n
    \n

    Idaho<\/span><\/a><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $1,361<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $2,258<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n

    \n
    \n
    \n

    Illinois<\/span><\/a><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $1,927<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $3,163<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n

    \n
    \n
    \n

    Indiana<\/span><\/a><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $1,731<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $3,056<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n

    \n
    \n
    \n

    Iowa<\/span><\/a><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $1,676<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $2,892<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n

    \n
    \n
    \n

    Kansas<\/span><\/a><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $2,412<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $4,057<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n

    \n
    \n
    \n

    Kentucky<\/span><\/a><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $2,965<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $5,318<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n

    \n
    \n
    \n

    Louisiana<\/span><\/a><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $3,608<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $5,657<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n

    \n
    \n
    \n

    Maine<\/span><\/a><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $1,407<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $2,167<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n

    \n
    \n
    \n

    Maryland<\/span><\/a><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $2,409<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $3,979<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n

    \n
    \n
    \n

    Massachusetts<\/span><\/a><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $1,348*<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n

    \n
    \n
    \n

    Michigan<\/span><\/a><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $2,496<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $4,888<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n

    \n
    \n
    \n

    Minnesota<\/span><\/a><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $1,872<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $3,532<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n

    \n
    \n
    \n

    Mississippi<\/span><\/a><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $2,118<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $3,431<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n

    \n
    \n
    \n

    Missouri<\/span><\/a><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $2,325<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $3,770<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n

    \n
    \n
    \n

    Montana<\/span><\/a><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $2,185<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $3,944<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n

    \n
    \n
    \n

    Nebraska<\/span><\/a><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $1,691<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $2,702<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n

    \n
    \n
    \n

    Nevada<\/span><\/a><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $2,603<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $4,570<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n

    \n
    \n
    \n

    New Hampshire<\/span><\/a><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $1,406<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $2,242<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n

    \n
    \n
    \n

    New Jersey<\/span><\/a><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $2,479<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $5,222<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n

    \n
    \n
    \n

    New Mexico<\/span><\/a><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $2,030<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $3,207<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n

    \n
    \n
    \n

    New York<\/span><\/a><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $2,209<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $3,965<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n

    \n
    \n
    \n

    North Carolina<\/span><\/a><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $1,597<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $2,274<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n

    \n
    \n
    \n

    North Dakota<\/span><\/a><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $2,329<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $3,001<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n

    \n
    \n
    \n

    Ohio<\/span><\/a><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $1,380<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $2,432<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n

    \n
    \n
    \n

    Oklahoma<\/span><\/a><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $2,261<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $3,653<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n

    \n
    \n
    \n

    Oregon<\/span><\/a><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $1,874<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $2,968<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n

    \n
    \n
    \n

    Pennsylvania<\/span><\/a><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $2,063<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $3,614<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n

    \n
    \n
    \n

    Rhode Island<\/span><\/a><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $3,341<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $5,072<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n

    \n
    \n
    \n

    South Carolina<\/span><\/a><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $2,291<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $4,117<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n

    \n
    \n
    \n

    South Dakota<\/span><\/a><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $1,838<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $3,355<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n

    \n
    \n
    \n

    Tennessee<\/span><\/a><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $1,958<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $3,135<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n

    \n
    \n
    \n

    Texas<\/span><\/a><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $2,966<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $5,221<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n

    \n
    \n
    \n

    Utah<\/span><\/a><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $1,795<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $3,083<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n

    \n
    \n
    \n

    Vermont<\/span><\/a><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $1,251<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $2,191<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n

    \n
    \n
    \n

    Virginia<\/span><\/a><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $1,787<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $3,008<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n

    \n
    \n
    \n

    Washington<\/span><\/a><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $1,723<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $2,114<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n

    \n
    \n
    \n

    Washington, D.C.<\/span><\/a><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $2,336<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $3,927<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n

    \n
    \n
    \n

    West Virginia<\/span><\/a><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $2,036<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $3,265<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n

    \n
    \n
    \n

    Wisconsin<\/span><\/a><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $1,817<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $2,779<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n

    \n
    \n
    \n

    Wyoming<\/span><\/a><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $1,069<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n

    		\n
    \n
    \n

    $2,576<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n

    \n
    \n
    \n

    *The amount shown is the average full coverage rate for 35-year-old drivers. Credit is not used to price rates in this state.<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n

    \n

    California, Hawaii and Massachusetts don’t allow insurers to use credit when determining car insurance rates.<\/span> In Washington, the legal code around this issue is being debated.<\/span><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

    Your credit history is one of the largest factors affecting your car insurance rate. (California, Hawaii and Massachusetts don’t allow insurers to use credit when determining car insurance rates.) Carriers use credit history to determine how likely you are to file a claim. Average annual rate for drivers with poor credit, by company While rates […]<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"categories":[298],"tags":[],"_links":{"self":[{"href":"https:\/\/lalrp.org\/wp-json\/wp\/v2\/posts\/14434"}],"collection":[{"href":"https:\/\/lalrp.org\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lalrp.org\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lalrp.org\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/lalrp.org\/wp-json\/wp\/v2\/comments?post=14434"}],"version-history":[{"count":2,"href":"https:\/\/lalrp.org\/wp-json\/wp\/v2\/posts\/14434\/revisions"}],"predecessor-version":[{"id":14436,"href":"https:\/\/lalrp.org\/wp-json\/wp\/v2\/posts\/14434\/revisions\/14436"}],"wp:attachment":[{"href":"https:\/\/lalrp.org\/wp-json\/wp\/v2\/media?parent=14434"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lalrp.org\/wp-json\/wp\/v2\/categories?post=14434"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lalrp.org\/wp-json\/wp\/v2\/tags?post=14434"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}